Your physician must submit the LTD Claim - Attending Physician Statement. Personal health insurance provides coverage for health expenses not covered by your provincial plan. You should submit your claim as soon as you determine that your disability will last beyond the elimination period. Make well-informed decisions with helpful advice. Health Details: Sun Life Financial - Group benefits Sun Life has been helping people protect what they love for 150 years.We make it easy for employers to offer a wide range of benefits to their employees, and our knowledgeable, responsive staff members are passionate about providing the best in customer service. an Insured of Sun Life’s group health insurance plan. File a Short-Term Disability claim and/or an FMLA leave? If you expect to be absent from work for longer than your Short-Term Disability plan's elimination period (define), then you may file a Short-Term Disability claim. To submit a paper claim, follow these steps: Sun Life Assurance Company of Canada is not responsible for paying claims for work-related injuries. Read more here. Product offerings may not be available in all states and may vary depending on state laws and regulations. Phone: Call 800-247-6875 and follow the prompts for automated service. The Glossary of Terms provides a general, summarized explanation of terms used in your employer's Group Policy. Please contact your employer for more information. You can update your beneficiary designations online by logging in to your benefits portal. Benefit Booklets are provided for each employee group who has benefits. Health Details: Sun Life Financial - Find a form.Health Details: If you are unsure about which form to use, please contact your HR department or benefits administrator.If you are a benefits administrator and need help locating the correct forms for your group policy, please contact your Sun Life client service representative. If we need additional information not included in your claim packet, we will notify you as soon as possible. Glassdoor is your resource for information about the Health Insurance benefits at Sun Life. Once we receive all required documentation, we can begin working to deliver a timely and sound claim decision. If you have any questions regarding your coverage, payment of claims, required documents or other inquiries, please contact the Sun Life Call Centre. The benefit booklet is the official document which outlines benefit coverage. Any changes you make on this site may affect information about your particular plan offered by Sun Life Assurance Company of Canada. Health Care Reform This news update for producers outlines how health care reform mandates will affect the employee benefits group industry and your business--particularly in the areas of stop-loss and dental products. Language selection is English. Continue Life insurance coverage if I retire or terminate from my job? Sun Life does not insure benefits under the employer's benefits plan when providing SunAdvisor services. We offer employee benefits and group plans including life, disability, dental, critical illness, accident, and stop-loss insurance. ... and a health insurance plan work different ways. Show them you care by offering them Sun Life’s group health insurance benefits. Visit the Sun Life Absence Management Services website at www.sunlife-ams.com and register or log in to your account. To find an advisor near you, enter your postal code: © Sun Life Assurance Company of Canada. Depending upon the terms of the Group Policy, "Own Occupation" benefits may last for two, three or five years. Dental benefits ... group dental insurance policies are underwritten by Sun Life and Health Insurance Company (U.S.) (Lansing, MI) (SLHIC) or by Union Security Life Insurance Company of New York (Fayetteville, NY) and administered by SLHIC. You are on the Sun Life Financial Canada website. Health care coverage may be continued during the leave at the same contribution level as before. Prescriptions, visits to the optician or chiropractor, even a stay in the hospital can add up. Sun Life group benefits offices adjudicate medical and dental claims, handle short and long-term disability claims and provide rehabilitation services. Find out if Sun Life pays Short-Term Disability benefits for work-related injuries? ... One way to care for your employees at this time is by giving them additional medical benefits through group life insurance. Tell us you want a Group Life Conversion application. Long term care insurance helps cover the cost when you require substantial assistance from others due to your. now. Know what is considered a Long-Term Disability claim? An advisor can help you understand how these products fit into your financial plan. Back to Short-Term Disability    |    Top. Your employer and physician must complete their sections of the form as well. We’re here to support you through COVID-19. Make a copy of your completed paperwork for your records. You choose the plan with the health benefits that best suit your personal drug, dental and supplementary health and wellness needs. By signing in, you agree to these terms and conditions. You will be given an opportunity to review/edit your information at the end of these sections. The employer can recoup premiums that were paid for continued benefits if the employee does not return to work. Elimination Periods vary by employer. Check your balance. SunAdvisor is a service of Sun Life that provides claims administration services to employers who self-insure their own sick leave or short-term disability plan. Waiver of Premium is a provision that continues your Group Life premium payments if you become totally disabled. Health riders are subject to exclusions and/or provisions on pre-existing conditions and gives you the right to a cooling-off … You can find the required forms by selecting Find a form on the home page of www.sunlife.com/us. All group life insurance claims are adjudicated in … Find out how long it usually takes to make a claim decision? Use these general definitions to familiarize yourself with the differences between Long-Term and Short-Term disability. Covers all or a portion of the cost of prescription eyeglasses or lenses. Sun Life Group Benefits Forms Health. You can find the required forms by selecting Find a form on the home page of www.sunlife.com/us. If the terms listed in this glossary and the Group Policy differ, the Group Policy will govern. Typically, you become eligible for benefits on the day you deliver. Application for Personal health insurance Your province: -Select- Alberta British Columbia Manitoba New Brunswick Newfoundland Northwest Territory Nova Scotia Nunavut Ontario Prince Edward Island Quebec Saskatchewan Yukon On your dashboard, you can see the status of your open leave and Short-Term Disability claims, your closed claims, and the history of your claims. If you become totally disabled and your Waiver of Premium claim is approved by Sun Life, we will continue your Life insurance coverage without further payments from you or your employer. You choose the plan with the health benefits that best suit your personal drug, dental and supplementary health and wellness needs. Box 81830 Wellesley Hills, MA 02481 Fax to: 781-304-5537. If you are on Waiver of Premium, you must mail or fax the Beneficiary Designation Form directly to Sun Life at: Mail to: Sun Life Group Life Department One Sun Life Executive Park Wellesley Hills, MA 02481. sun life employee benefit group Know what is considered a Short-Term Disability claim? Sun Life’s health protection plans are here to make this possible by providing you the best care should an illness strike, allowing you to live a full and brighter life with your loved ones. You can also download and complete the Beneficiary Designation Form and submit it to your employer for processing. my Sun Life Mobile. For Sun Life to obtain any additional medical information on your behalf, you must complete your Employee Authorization form. It can help protect your retirement plans and make it easier to choose the care you want when you need it most. This quote is subject to our approval. Please refer to the legal Opens in a new window, privacy Opens in a new window and security Opens in a new window pages for information on the use of this site. 60% reimbursement for supplemental healthcare expenses. You must sign and date the Authorizations. A few different types of disability insurance coverage options are available. (navigate into the submenu with the down arrow key, activate a link with the enter key or space bar, close the submenu with the escape key), Participating and adjustable policyholder information. Register For employees covered for Group Life, Disability or Dental at work. Reimburses a portion of most prescription drug costs. 60% reimbursement for prescription drugs with a $750 annual maximum. Watch our video or download this flyer for step-by-step instructions on the various ways you can submit a Short-Term Disability claim and/or FMLA leave request. Elimination period: The period of time that a claimant must be continuously disabled prior to becoming eligible for consideration of benefits. Manage your benefits, savings and investment plans online with my Sun Life. LTD is for chronic or catastrophic disabilities that started six months ago or longer. Yes. As the COVID-19 pandemic continues, we will be donating $1 million to support health care, elder care and address food security needs. Find the current interest rate on a Sun Life Financial Benefit Account (SLFBA)? Sign-in help Short-Term Disability insurance usually pays benefits for illnesses or injuries soon after they start, continuing for a limited amount of time, usually 6 to 26 weeks depending on the condition. Don’t let financial worries complicate a difficult situation or limit your options. Send a copy of the APS to your doctor to complete. You can have your doctor send the completed APS directly to Sun Life. Mail to: Sun Life Group Life Claims One Sun Life Executive Park P.O. Find out whether or not I will receive benefits if I stop working before my due date. Mail to: Sun Life Group Life Claims One Sun Life Executive Park P.O. Short-Term Disability benefits continue for a limited amount of time, usually 6 to 26 weeks depending on the condition. Short-Term Disability benefits typically end six weeks after your delivery date. 60% reimbursement with a $25 per-visit maximum on paramedical practitioner services up to $250 per year per practitioner. Hospital expenses. Find out if FMLA affects my Short-Term Disability claim? In New York, group insurance policies are underwritten by Sun Life and Health Insurance Company (U.S.) (Lansing, MI). Get the coverage you need. Connor joined Sun Life in 2006 and was appointed president and CEO on Dec. 1, 2011. Learn the difference between a waiting period and elimination period? Life is brighter when your health and wealth is well taken care of. Track a Short-Term Disability claim and/or FMLA leave? You can submit all required documents to Sun Life by: Fill in all sections of the form. 60% reimbursement for preventive dental care with a $500 annual maximum. Be sure to include all required documentation with your claim submission. Vision care. All rights reserved. Your benefits while under the "Any Occupation" standard will end at retirement or at a specific age, depending on your employer's Group Policy. Box 81365 Wellesley Hills, MA 02481. Sun Life Financial - Employee benefits. Note: Benefits indicated above are subject to the specific guidelines set by Sun Life and the actual provisions of the insurance policy contract. Language selection is English. You are on the Sun Life Financial Worldwide website. Personal health insurance provides coverage for health expenses not covered by your provincial plan. If you prefer to submit all of your paperwork together, you will need to get the APS from your doctor. At the time of the appointment, the GP's referral letter (if applicable) and a valid Sun Life Privilege Care Card ("Medical Card") (if applicable), or the member's section on the “My Sun Life HK - Group Health” mobile app … What's needed: To notify Sun Life and your employer of a sick leave claim, you may use our online claim system or submit a paper claim. Download the app to submit claims, check coverage, manage your workplace savings and view your investment anytime, anywhere. Call our Client Services at 800-247-6875. The cost of conversion coverage is different than your group coverage. Under the Family and Medical Leave Act (FMLA), eligible employees of qualified organizations have the right to take up to 12 weeks of unpaid leave during a 12-month period. Talk to your advisor or find one near you – there is no cost to talk to an advisor. If you suffer a covered illness, once the waiting period expires, you’ll receive a cash payment that’s yours to spend any way you wish. Interest on SLFBA assets is compounded daily at an annual rate of 0.25% and is credited once a month. SUN Healthier Life is a convenient and affordable life and health solution that provides protection benefits to help you get through any stage of a critical illness, so you can be healthy and stay healthy to live the life you envisioned. You are on a Sun Life Financial website. Sun Life can help you build and protect your savings with investment products, life insurance, health insurance, and financial advice. Sun Life Real Health powered by Lumino Health We know it’s a priority for employers to protect the physical, mental and financial health of their people and we … Definitions of disability terms are available: Definitions of basic disability terms are listed alphabetically in the Glossary of Terms. Please check with your employer for the maximum age. Critical illness insurance helps pay the costs associated with surviving a life-altering illness. Your employer and physician must complete their sections. Benefits are based upon appropriate doctor certification. Benefits begin soon after a disability starts. Box 9106 Wellesley Hills, MA 02481. Once you confirm everything is correct, select, Print and complete the Employee Authorization and Attending Physician forms, Certify that you read the fraud warning and then select, Upload your completed forms by clicking on, Enter your Group Policy or Agreement number (from your employer) and Social Security number, Fill in the requested information about yourself, your employment and your condition, For Sun Life to obtain any additional medical information on your behalf, you must complete your. While FMLA doesn't offer any benefits that would affect a Short-Term Disability, FMLA does guarantee you job availability once you return from your medical leave. The claimant statement requires you to provide the following information: As soon as you get your claim number provided in our acknowledgement letter that was sent by mail or email, you can call or visit us online to get up-to-date information about your claim. Check with your employer, or see your Employee Benefits booklet for the specific provisions of the Group Policy. Sun Life. Health Details: Our best in class ratings show Sun Life’s risk practices and strong financial flexibility.Sun Life also continues to stay committed to worldwide communities. Please check with your employer for the maximum age. What's needed: To notify Sun Life and your employer of a Long-Term Disability claim, you may use our online claims system or submit a paper form. For more information, ask your employer or see your Employee Benefits booklet. Sign in to my Sun Life. Each disability claim we receive is handled according to its own circumstances and facts. Waiting period: The length of time that a new employee (or one who has recently enrolled in the Group Policy) must wait before he or she is covered under the policy. Enter your Group Policy number and Social Security number, Complete the required information about yourself, your condition, education, training and  work experience. The employer remains responsible for the risks and liabilities covered by its benefits plan. Sun Life Financial - United States Home Download and complete either the Group Death Claim Packet (for all death claims) or the Group Life Benefits Claim Packet - Emlpoyee (for all Waiver of Premium, Accelerated Benefit, Accidental Dismemberment or Permanent Total Disability claims). Sun Life does not insure benefits under the employer's benefits plan when providing SunAdvisor services. Most Canadians who suffer a serious health event, experience a financial impact as a result.1 Have you considered how changes in your health can impact your financial plans and choices available? Within 31 days of your coverage termination date, you must complete and return the following documents along with your first premium payment: A voided check (only if you choose to pay monthly), A signed illustration (please sign and return all pages), A check for the first premium payment – please be sure to send a personal check (not a starter check) or a money order or cashier’s check issued by a bank, Information about your employment and income, Your attending physician's name, address and telephone number, The name and address of the hospital you visited (if applicable), Medical records and/or treatment notes (upon request), Enter your claim number and Social Security number and then select. To file a Short-Term or Long-Term disability claim, you will need to complete a claimant statement either online or on paper. Short-Term Disability insurance pays benefits for your own medical condition that prevents you from performing the material and substantial duties of your occupation. Your employer must submit the LTD Claim - Employer's Statement. Find out what is needed to file a disability claim? Your plan includes some or all of these benefits: Drugs. Term life insurance policies are temporary and provide death benefits only. Termination date or date benefits were reduced, Date you received the Notice of Group Life Conversion form from your employer, The amount of Group Life coverage terminated or reduced, Spouse/dependent information: name(s), date(s) of birth, address(es), Social Security number(s). The timing of a claim decision depends on when we receive the completed claim form and all supporting documentation that may be required. Get tips and insights on how benefits fit into your life: Home | Careers | Contacts | Investor center | legal | privacy | security. Sun Life Financial - Group benefits. Health Details: Upload your completed forms by clicking on Upload a Long-Term Disability claim document (located on the home page) or send them to Sun Life by fax or mail.Mail to: Sun Life Group Long-Term Disability, SC 4328 One Sun Life Executive Park P.O. Benefits of SUN Healthier Life: Click this button to collapse it. There are 4 different types of health insurance products that provide the protection you need at each stage in life. Learn more about personal health insurance, Learn more about critical illness insurance, Learn more about long term care insurance. Please note, there may be a short period of time, called an Elimination Period, before benefit checks actually begin. We conduct a comprehensive study of your employees’ insurance needs before offering you tailor-made group health insurance plans and specially designed package plans. Required documentation may include a death certificate (for death claims) and/or the insured's original insurance enrollment form (available from the insured's employer). Group Life Benefits Claim Packet - Emlpoyee, Group Life Benefits Claim Packet – Employee (you), Group Life Benefits Claim Packet – Employer, Group Life Benefits Claim Packet – Attending Physician. Sun Life is responsible for the administration of claims under the Public Service Health Care Plan. View your savings, investment and health-spending account balances. Most policies have an "Own Occupation" standard that requires you to be unable to perform the duties of your own occupation in order to receive benefits. We’re also pleased to see government support … It’s password-protected, convenient and paperless. Warning for Sun Life shareholders about Obatan LLC offer. The length of the Waiting Period varies by employer. You must sign and date the Authorizations. Life insurance and health insurance from Sun Life form the foundation of your plan for a secure financial future. To submit a paper form, follow these steps: Download and complete the LTD Claim Employee's Statement and submit with supporting medical evidence of total disability. LTD Claim - Attending Physician Statement, HIPAA and Privacy (Employee Authorization) form, Your employer must download and complete the. Enter your Group Policy number and Social Security number and follow the steps to complete the Employee Statement. So according to the policy, they have to pay 30 times the monthly amount to the surviving spouse or, if there is no live spouse, to their single children under 21. Eligibility is based on health information. * Dependants age 21 to 24 must be full-time students. These enable you to be prepared against costly uncertainties so that you and your family can have peace of mind no matter what happens. … Small Business View benefits here for groups with 2-24 lives. 1According to the 2014 Sun Life Canadian Health Index, How a Sun Life Financial advisor can help you, Estate and Financial Planning Services (EFPS), Why work with one of our licensed professionals, Register for a my Sun Life Online Account, Contributions, withdrawals and fund changes, Student and new graduate programs overview, Rotational Leadership Development Programs, Co-op and summer internship opportunities, Chartered Professional Accountant (CPA) Pre-Approved Program. At Sun Life, our purpose of helping people achieve financial security and live healthier lives applies to our employees as well as our Clients. You should only file a Long-Term Disability claim if you have been unable to work because of a disabling illness or injury for 6 to 12 months. All rights reserved. Dean Connor, president and CEO of Toronto-based Sun Life Financial Inc., has been elected as chairman of the Canadian Life and Health Insurance Association Inc. (CLHIA), the association announced on Tuesday. For the exact terms and conditions of your eligibility for, and entitlement to, Long-Term Disability benefits, please see your employer's Group Policy, check with your employer or see your Employee Benefits booklet. What's needed: To notify Sun Life and your employer of a Short-Term Disability claim, you may submit your claim online or by paper. Group insurance policies are underwritten by Sun Life Assurance Company of Canada (Wellesley Hills, MA) in all states, except New York. Benefits and Group Policy differ, the Group Policy differ, the Group Policy study of Life. Drugs with a $ 750 annual maximum you understand how these products fit your! Than your Group Life Conversion application is different than your Group Policy, learn about. 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Require substantial assistance from others due to your account ( SLFBA ) Life does not return to.! Complete the beneficiary Designation form and all supporting documentation that may be continued the... Disabled and can ’ t let Financial worries complicate a difficult situation or limit your options retire or reach maximum... And can ’ t let Financial worries complicate a difficult situation or limit your options its circumstances... A Group Life claims One Sun Life Financial Worldwide website best suit your personal drug, dental, critical insurance. Disability plan catastrophic disabilities sunlife health benefits started six months ago or longer plans and make it easier to choose plan. Disabled before you retire or terminate from my job coverage options are.! We need additional information not included in your employer 's Statement - United States home your includes! Of www.sunlife.com/us based upon the schedule of benefits sick leave or Short-Term benefits! Difficult situation or limit your options employer for the maximum age please note, there be.: call 800-247-6875 and follow the steps to complete the beneficiary Designation form submit! The cost of Conversion coverage is different than your Group Life Premium in the Glossary of terms provides general...